Every once in a while I come across a post on Facebook or elsewhere, where someone has a horror story about their experience with a payment service. Some professional Readers have gotten banned from the likes of PayPal, Stripe, etc.
Many of these services have language in their TOS (terms-of-service) prohibiting certain types of businesses from using their platform; usually labeling them as high-risk. Unfortunately, Occult Services, Psychics, Readers, etc. are often lumped into these lists of high-risk enterprises!
Personally, I don’t see how that’s possible, as I see our services as rather LOW-risk! In fact, in 20 years, I have perhaps made ONE refund!?
Some services, such as Stripe, check your website during the application process, so they’re going to tell you up front, that your business doesn’t qualify. However, many services, like PayPal and Square, really don’t pay attention ….so I know Readers who have been using them to process payments for Readings, for years!
Usually it’s some un-related issue that comes up, which brings their attention to your business, but then BOOM! ..Your banned!
So what do we do, as professional Psychics, Mediums, Tarot Readers, etc…??
One avenue is a merchant account through a local bank. But the application process can be difficult for small business, like ours, and require up-front fees, monthly services fees, etc – which makes it often not an option…
However, there are a LOT of options out there now! …Some services specialize in high-risk businesses. Also, there are new payments services coming online all the time. There’s Venmo, Google Wallet, Square, Payoneer and many others. Even Facebook now allows folks to “exchange funds” using their debit cards FREE, right through Messenger!
I think rather than expecting the services to change their TOS (which isn’t going to happen), it would be more practical for us to look at OUR businesses, and how WE market ourselves to the general public.
Our Tarot Guild Members will know that I have recommended for years, that Professional Readers take a Life Coaching Certification course. I see Life Coaching as the perfect foundation/compliment for what we do …and there is the practical aspect of billing yourself as a Life Coach or Consultant – Payment Services don’t generally see these as high-risk.
The payment services don’t need to know, after all, that you use Tarot Cards or intuitive abilities, as a consultant or life coach!
…Plus, that is what we do really, isn’t it? The general public is wanting more these days, than what was traditionally known as a Reading, anyway! They are looking for us to be Counselors, Life Coaches, Life Consultants, these days….
…Why not just Go With That!?
So try PayPal or Stripe, or try out one of the newer services. Or, perhaps, just have folks pay you through Facebook Messenger, Google Wallet, etc….
…and when signing up for a new payment service, list yourself as a Consultant, or Life Coach!
Dax Carlisle, DD, CCH, CTM
By the way, if you are looking for a Life Coaching Certification program, that won’t break the bank, we have been promoting an affordable Life Coaching Course, from my friend Dr. Steve G Jones, for years!
Hundreds of our Tarot Guild Members have taken this course! …With rave reviews!
Check it out here: Life Coaching Certification